:root {
  --blue-950: #071b35;
  --blue-900: #0b2545;
  --blue-800: #123c69;
  --blue-700: #1763a6;
  --blue-100: #eaf4ff;
  --gold-500: #c79a32;
  --gold-600: #a87918;
  --gold-100: #fff3d0;
  --teal-500: #16a8a1;
  --coral-500: #e86f51;
  --violet-500: #6c63ff;
  --rose-100: #fff0ec;
  --ink: #172033;
  --muted: #64748b;
  --line: #e5edf6;
  --white: #ffffff;
  --soft: #f6f9fd;
  --soft-blue: #f1f7fd;
  --success: #18a663;
  --shadow: 0 22px 60px rgba(7, 27, 53, 0.14);
  --shadow-soft: 0 12px 34px rgba(7, 27, 53, 0.08);
  --radius: 8px;
  --container: 1180px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background:
    radial-gradient(circle at 12% 8%, rgba(22, 168, 161, 0.08), transparent 28%),
    radial-gradient(circle at 88% 12%, rgba(199, 154, 50, 0.1), transparent 30%),
    linear-gradient(180deg, #ffffff 0%, #f8fbff 42%, #ffffff 100%);
  font-family: "Hind", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.65;
  overflow-x: hidden;
  text-rendering: optimizeLegibility;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
select,
textarea {
  font: inherit;
}

img,
svg {
  display: block;
  max-width: 100%;
}

.container {
  width: min(100% - 40px, var(--container));
  margin-inline: auto;
}

.section-pad {
  padding: 84px 0;
}

.skip-link {
  position: absolute;
  left: 16px;
  top: -60px;
  z-index: 100;
  padding: 10px 14px;
  color: var(--white);
  background: var(--blue-900);
  border-radius: 4px;
  transition: top 180ms ease;
}

.skip-link:focus {
  top: 14px;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  background: rgba(255, 255, 255, 0.96);
  box-shadow: 0 1px 0 rgba(7, 27, 53, 0.08);
  backdrop-filter: blur(14px);
}

.top-bar {
  color: var(--white);
  background: linear-gradient(90deg, var(--blue-950), #0d3159);
}

.top-bar__inner,
.top-actions,
.nav-inner,
.nav-menu,
.hero-actions,
.trust-row {
  display: flex;
  align-items: center;
}

.top-bar__inner {
  justify-content: space-between;
  min-height: 42px;
  gap: 18px;
}

.top-actions {
  gap: 18px;
}

.top-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: rgba(255, 255, 255, 0.9);
  font-size: 0.94rem;
  font-weight: 500;
}

.whatsapp-chip,
.footer-whatsapp {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  color: var(--white);
  background: var(--success);
  font-family: "Inter", sans-serif;
  font-size: 0.82rem;
  font-weight: 700;
}

.whatsapp-chip {
  min-height: 30px;
  padding: 6px 14px;
}

.navbar {
  background: var(--white);
}

.nav-inner {
  justify-content: space-between;
  min-height: 76px;
  gap: 28px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  min-width: max-content;
}

.brand-mark {
  display: inline-grid;
  place-items: center;
  width: 46px;
  height: 46px;
  border-radius: var(--radius);
  color: var(--white);
  background: linear-gradient(135deg, var(--blue-900), var(--blue-700));
  box-shadow: 0 10px 24px rgba(18, 60, 105, 0.2);
  font-family: "Inter", sans-serif;
  font-size: 1rem;
  font-weight: 800;
  letter-spacing: 0;
}

.brand-text {
  display: grid;
  line-height: 1.15;
}

.brand-text strong {
  color: var(--blue-950);
  font-family: "Inter", sans-serif;
  font-size: 1.08rem;
}

.brand-text small {
  color: var(--muted);
  font-size: 0.78rem;
  font-weight: 600;
}

.nav-menu {
  justify-content: flex-end;
  gap: 28px;
}

.nav-menu a {
  color: var(--blue-950);
  font-size: 0.98rem;
  font-weight: 700;
  transition: color 180ms ease;
}

.nav-menu a:hover,
.nav-menu a:focus {
  color: var(--blue-700);
}

.nav-menu .nav-cta {
  padding: 10px 16px;
  color: var(--blue-950);
  background: linear-gradient(135deg, #fff8e2, #efd28b);
  border: 1px solid rgba(199, 154, 50, 0.38);
  border-radius: 999px;
  box-shadow: 0 8px 22px rgba(199, 154, 50, 0.16);
}

.nav-toggle {
  display: none;
  width: 42px;
  height: 42px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
}

.nav-toggle span:not(.sr-only) {
  display: block;
  width: 18px;
  height: 2px;
  margin: 4px auto;
  background: var(--blue-950);
  border-radius: 2px;
}

.hero {
  position: relative;
  overflow: hidden;
  min-height: 760px;
  background:
    linear-gradient(110deg, rgba(7, 27, 53, 0.98) 0%, rgba(8, 35, 68, 0.92) 44%, rgba(11, 65, 92, 0.62) 72%, rgba(232, 111, 81, 0.24) 100%),
    url("https://images.unsplash.com/photo-1556761175-b413da4baf72?auto=format&fit=crop&w=1800&q=78") center/cover;
}

.hero-visual-lines {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.045) 1px, transparent 1px);
  background-size: 58px 58px;
  mask-image: linear-gradient(90deg, rgba(0, 0, 0, 0.9), rgba(0, 0, 0, 0.18));
  pointer-events: none;
}

.hero::after {
  content: "";
  position: absolute;
  inset: auto 0 0;
  height: 110px;
  background: linear-gradient(180deg, rgba(255, 255, 255, 0), var(--white));
}

.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(390px, 0.72fr);
  align-items: center;
  gap: 58px;
  min-height: 640px;
}

.hero-content {
  color: var(--white);
  min-width: 0;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--gold-500);
  font-family: "Inter", sans-serif;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.eyebrow::before {
  content: "";
  width: 32px;
  height: 2px;
  background: currentColor;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1,
h2,
h3 {
  color: var(--blue-950);
  line-height: 1.18;
}

.hero h1 {
  max-width: 830px;
  margin: 18px 0 18px;
  color: var(--white);
  font-size: clamp(2.9rem, 7vw, 5.85rem);
  letter-spacing: 0;
  text-wrap: balance;
}

.hero h1 span {
  display: block;
}

.hero p {
  max-width: 680px;
  margin-bottom: 22px;
  color: rgba(255, 255, 255, 0.86);
  font-size: clamp(1.06rem, 2vw, 1.32rem);
}

.hero-badge-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  max-width: 700px;
  margin-bottom: 28px;
}

.hero-badge-row span {
  padding: 8px 13px;
  color: var(--white);
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 999px;
  font-size: 0.9rem;
  font-weight: 800;
  backdrop-filter: blur(10px);
}

.hero-badge-row span:nth-child(1) {
  background: rgba(22, 168, 161, 0.28);
}

.hero-badge-row span:nth-child(2) {
  background: rgba(199, 154, 50, 0.3);
}

.hero-badge-row span:nth-child(3) {
  background: rgba(232, 111, 81, 0.28);
}

.hero-badge-row span:nth-child(4) {
  background: rgba(108, 99, 255, 0.28);
}

.hero-proof {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  max-width: 720px;
  margin-top: 30px;
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.08);
  backdrop-filter: blur(12px);
  box-shadow: 0 24px 60px rgba(0, 0, 0, 0.18);
}

.hero-proof div {
  padding: 18px 20px;
  border-right: 1px solid rgba(255, 255, 255, 0.14);
}

.hero-proof div:last-child {
  border-right: 0;
}

.hero-proof strong,
.dashboard-header strong,
.mini-metric strong {
  font-family: "Inter", sans-serif;
}

.hero-proof strong {
  display: block;
  color: #f3ca61;
  font-size: 1.18rem;
  line-height: 1.2;
}

.hero-proof span {
  display: block;
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.9rem;
  font-weight: 700;
}

.hero-actions {
  flex-wrap: wrap;
  gap: 14px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 12px 22px;
  border: 1px solid transparent;
  border-radius: 999px;
  font-family: "Inter", sans-serif;
  font-weight: 800;
  transition: transform 180ms ease, box-shadow 180ms ease, background 180ms ease;
}

.btn:hover,
.btn:focus {
  transform: translateY(-2px);
}

.btn-primary {
  color: var(--white);
  background: linear-gradient(135deg, var(--blue-700), var(--blue-900));
  box-shadow: 0 14px 30px rgba(23, 99, 166, 0.24);
}

.hero .btn-primary,
.cta-panel .btn-primary {
  color: var(--blue-950);
  background: linear-gradient(135deg, #f4cc65, var(--gold-500));
}

.btn-outline {
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.38);
  background: rgba(255, 255, 255, 0.08);
}

.trust-row {
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 20px;
}

.trust-row span {
  padding: 8px 12px;
  color: rgba(255, 255, 255, 0.9);
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 999px;
  font-size: 0.92rem;
  font-weight: 600;
}

.hero-card {
  padding: 28px;
  background: rgba(255, 255, 255, 0.94);
  border: 1px solid rgba(255, 255, 255, 0.7);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.hero-dashboard {
  position: relative;
  padding: 26px;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.96), rgba(244, 249, 255, 0.92)),
    linear-gradient(135deg, rgba(199, 154, 50, 0.24), rgba(23, 99, 166, 0.2));
  border: 1px solid rgba(255, 255, 255, 0.76);
  border-radius: 16px;
  box-shadow: 0 30px 80px rgba(0, 0, 0, 0.28);
}

.hero-dashboard::before {
  content: "";
  position: absolute;
  inset: -1px;
  z-index: -1;
  border-radius: 18px;
  background: linear-gradient(135deg, rgba(255, 255, 255, 0.7), rgba(199, 154, 50, 0.35), rgba(23, 99, 166, 0.4));
}

.hero-lead-card {
  position: relative;
  width: 100%;
  overflow: hidden;
  padding: 0 30px 30px;
  color: var(--ink);
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.98), rgba(246, 250, 255, 0.96)),
    var(--white);
  border: 1px solid rgba(255, 255, 255, 0.78);
  border-radius: 18px;
  box-shadow: 0 34px 88px rgba(0, 0, 0, 0.32);
}

.hero-lead-card::before {
  content: "";
  position: absolute;
  inset: -1px;
  z-index: -1;
  border-radius: 20px;
  background: linear-gradient(135deg, rgba(255, 255, 255, 0.9), rgba(243, 202, 97, 0.5), rgba(23, 99, 166, 0.34));
}

.lead-visual {
  position: relative;
  min-height: 190px;
  margin: 0 -30px 24px;
  overflow: hidden;
}

.lead-visual::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(7, 27, 53, 0.06), rgba(7, 27, 53, 0.52));
}

.lead-visual img {
  width: 100%;
  height: 210px;
  object-fit: cover;
  display: block;
}

.lead-visual span {
  position: absolute;
  left: 22px;
  bottom: 18px;
  z-index: 1;
  padding: 9px 14px;
  color: var(--white);
  background: rgba(7, 27, 53, 0.68);
  border: 1px solid rgba(255, 255, 255, 0.26);
  border-radius: 999px;
  font-family: "Inter", sans-serif;
  font-size: 0.82rem;
  font-weight: 900;
  backdrop-filter: blur(10px);
}

.lead-card-head,
.lead-card-head div,
.lead-card-foot,
.lead-card-foot span {
  display: flex;
  align-items: center;
}

.lead-card-head {
  justify-content: space-between;
  gap: 18px;
  margin-bottom: 20px;
}

.lead-card-head div {
  gap: 12px;
  color: var(--blue-950);
  font-family: "Inter", sans-serif;
  font-weight: 900;
}

.lead-card-head strong {
  padding: 7px 12px;
  color: var(--blue-950);
  background: var(--gold-100);
  border: 1px solid rgba(199, 154, 50, 0.35);
  border-radius: 999px;
  font-family: "Inter", sans-serif;
  font-size: 0.82rem;
}

.hero-lead-card h2 {
  margin-bottom: 10px;
  font-size: clamp(1.55rem, 3vw, 2.05rem);
}

.hero-lead-card > p {
  margin-bottom: 22px;
  color: var(--muted);
}

.lead-form {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
}

.lead-form input,
.lead-form select {
  min-width: 0;
}

.lead-form label {
  font-size: 0.92rem;
}

.lead-form .btn,
.lead-form .form-note {
  grid-column: 1 / -1;
}

.lead-form .btn {
  width: 100%;
  margin-top: 2px;
}

.lead-card-foot {
  flex-wrap: wrap;
  gap: 10px 16px;
  margin-top: 18px;
  padding-top: 18px;
  border-top: 1px solid var(--line);
}

.lead-card-foot span {
  gap: 8px;
  color: var(--blue-900);
  font-size: 0.92rem;
  font-weight: 800;
}

.dashboard-header,
.dashboard-header div,
.ticket-row,
.mini-metric {
  display: flex;
  align-items: center;
}

.dashboard-header,
.ticket-row {
  justify-content: space-between;
  gap: 18px;
}

.dashboard-header {
  margin-bottom: 18px;
  color: var(--blue-950);
}

.dashboard-header div {
  gap: 12px;
  font-family: "Inter", sans-serif;
  font-weight: 800;
}

.dashboard-header strong {
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  color: var(--white);
  background: var(--blue-950);
  border-radius: 50%;
  font-size: 0.88rem;
}

.loan-ticket {
  padding: 24px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 12px;
  box-shadow: var(--shadow-soft);
}

.loan-ticket small,
.mini-metric small {
  color: var(--muted);
  font-weight: 800;
}

.loan-ticket h2 {
  margin: 8px 0 8px;
  color: var(--blue-950);
  font-size: 1.48rem;
}

.loan-ticket p {
  margin-bottom: 18px;
  color: var(--muted);
  font-size: 0.98rem;
}

.ticket-row span {
  color: var(--blue-900);
  font-weight: 800;
}

.ticket-row strong {
  color: var(--gold-600);
  font-family: "Inter", sans-serif;
  font-size: 2rem;
}

.dashboard-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
  margin: 14px 0;
}

.mini-metric {
  align-items: flex-start;
  flex-direction: column;
  min-height: 104px;
  padding: 18px;
  background: linear-gradient(180deg, var(--blue-950), #11375f);
  border-radius: 12px;
}

.mini-metric small {
  color: rgba(255, 255, 255, 0.68);
}

.mini-metric strong {
  margin-top: 8px;
  color: var(--white);
  font-size: 1.24rem;
}

.approval-chart {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  align-items: end;
  gap: 10px;
  height: 120px;
  margin-bottom: 16px;
  padding: 18px;
  background:
    linear-gradient(180deg, rgba(23, 99, 166, 0.08), rgba(23, 99, 166, 0.02)),
    var(--white);
  border: 1px solid var(--line);
  border-radius: 12px;
}

.approval-chart span {
  display: block;
  min-height: 18px;
  background: linear-gradient(180deg, #f3ca61, var(--blue-700));
  border-radius: 999px 999px 4px 4px;
}

.hero-card__top,
.approval-meter,
.hero-stats,
.document-list div {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
}

.hero-card__top {
  justify-content: flex-start;
  margin-bottom: 24px;
  color: var(--blue-900);
  font-family: "Inter", sans-serif;
  font-weight: 800;
}

.status-dot {
  width: 10px;
  height: 10px;
  background: var(--success);
  border-radius: 50%;
  box-shadow: 0 0 0 7px rgba(24, 166, 99, 0.12);
}

.approval-meter span,
.hero-stats small,
.emi-results span {
  color: var(--muted);
  font-size: 0.93rem;
  font-weight: 600;
}

.approval-meter strong {
  color: var(--blue-900);
  font-family: "Inter", sans-serif;
  font-size: 2.4rem;
}

.meter-track {
  height: 10px;
  margin: 14px 0 24px;
  overflow: hidden;
  background: var(--blue-100);
  border-radius: 999px;
}

.meter-track span {
  display: block;
  width: 92%;
  height: 100%;
  background: linear-gradient(90deg, var(--blue-700), var(--gold-500));
  border-radius: inherit;
}

.hero-stats {
  margin-bottom: 24px;
}

.hero-stats div,
.emi-results div {
  flex: 1;
  padding: 18px;
  background: var(--soft);
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.hero-stats strong {
  display: block;
  color: var(--blue-950);
  font-family: "Inter", sans-serif;
  font-size: 1.2rem;
}

.document-list {
  display: grid;
  gap: 12px;
}

.document-list div {
  justify-content: flex-start;
  color: var(--blue-900);
  font-weight: 700;
}

.trust-strip {
  position: relative;
  z-index: 2;
  margin-top: -42px;
  padding-bottom: 30px;
}

.trust-strip__inner {
  display: grid;
  grid-template-columns: 1.25fr repeat(5, 1fr);
  align-items: center;
  gap: 0;
  overflow: hidden;
  background:
    linear-gradient(135deg, rgba(255, 255, 255, 0.98), rgba(248, 252, 255, 0.96)),
    var(--white);
  border: 1px solid var(--line);
  border-radius: 14px;
  box-shadow: var(--shadow);
}

.trust-strip span,
.trust-strip strong {
  display: grid;
  place-items: center;
  min-height: 82px;
  padding: 16px;
  border-right: 1px solid var(--line);
  text-align: center;
}

.trust-strip span {
  color: var(--blue-950);
  background: linear-gradient(135deg, #fff8e2, #f5dfaa 58%, #d9f7f4);
  font-family: "Inter", sans-serif;
  font-weight: 900;
}

.trust-strip strong {
  color: var(--blue-900);
  font-family: "Inter", sans-serif;
  font-size: 0.94rem;
}

.trust-strip strong:last-child {
  border-right: 0;
}

.visual-showcase {
  padding: 28px 0 10px;
  background:
    radial-gradient(circle at 8% 50%, rgba(232, 111, 81, 0.1), transparent 26%),
    radial-gradient(circle at 92% 0%, rgba(22, 168, 161, 0.12), transparent 28%),
    var(--white);
}

.showcase-grid {
  display: grid;
  grid-template-columns: 1.25fr 0.9fr 0.9fr 1.05fr;
  gap: 16px;
}

.showcase-grid article {
  position: relative;
  min-height: 250px;
  overflow: hidden;
  border-radius: 18px;
  box-shadow: var(--shadow-soft);
}

.showcase-grid article:nth-child(even) {
  margin-top: 34px;
}

.showcase-grid img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 360ms ease;
}

.showcase-grid article:hover img {
  transform: scale(1.07);
}

.showcase-grid article::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(7, 27, 53, 0.03), rgba(7, 27, 53, 0.68));
}

.showcase-grid span {
  position: absolute;
  left: 18px;
  bottom: 18px;
  z-index: 1;
  padding: 9px 14px;
  color: var(--white);
  background: rgba(255, 255, 255, 0.16);
  border: 1px solid rgba(255, 255, 255, 0.28);
  border-radius: 999px;
  font-family: "Inter", sans-serif;
  font-size: 0.84rem;
  font-weight: 900;
  backdrop-filter: blur(10px);
}

.check-icon {
  display: inline-block;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: var(--success);
  position: relative;
}

.check-icon::after {
  content: "";
  position: absolute;
  left: 6px;
  top: 4px;
  width: 5px;
  height: 9px;
  border: solid var(--white);
  border-width: 0 2px 2px 0;
  transform: rotate(45deg);
}

.split-grid {
  display: grid;
  grid-template-columns: 0.82fr 1.18fr;
  gap: 58px;
  align-items: center;
}

h2 {
  margin-bottom: 16px;
  font-size: clamp(2rem, 4vw, 3.2rem);
}

.about-text p,
.section-heading p,
.contact-copy p,
.cta-panel p,
.footer p {
  color: var(--muted);
}

.about-text p {
  margin-bottom: 22px;
  font-size: 1.08rem;
}

.about-points {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 0 0 22px;
}

.about-points span {
  padding: 9px 13px;
  color: var(--blue-900);
  background: var(--soft-blue);
  border: 1px solid var(--line);
  border-radius: 999px;
  font-weight: 800;
}

.about-gallery {
  display: grid;
  grid-template-columns: 1fr 0.82fr;
  gap: 14px;
  margin-top: 28px;
  min-height: 260px;
}

.about-gallery img {
  width: 100%;
  height: 100%;
  min-height: 240px;
  object-fit: cover;
  border-radius: 18px;
  box-shadow: var(--shadow);
}

.about-gallery img:first-child {
  margin-top: 34px;
}

.about-gallery img:last-child {
  border: 7px solid var(--white);
}

.text-link {
  color: var(--blue-700);
  font-family: "Inter", sans-serif;
  font-weight: 800;
}

.counter-band {
  padding: 0 0 34px;
  color: var(--white);
  background: linear-gradient(180deg, var(--white) 0%, var(--white) 42%, var(--soft-blue) 42%, var(--soft-blue) 100%);
}

.counters {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  overflow: hidden;
  background: linear-gradient(135deg, var(--blue-950), var(--blue-800));
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 14px;
  box-shadow: var(--shadow);
}

.counter-item {
  padding: 28px 18px;
  text-align: center;
  border-right: 1px solid rgba(255, 255, 255, 0.16);
  background:
    linear-gradient(135deg, rgba(255, 255, 255, 0.04), rgba(255, 255, 255, 0)),
    transparent;
}

.counter-item:last-child {
  border-right: 0;
}

.counter-item strong {
  display: block;
  color: var(--gold-500);
  font-family: "Inter", sans-serif;
  font-size: clamp(2rem, 4vw, 3rem);
  line-height: 1;
}

.counter-item strong::after {
  content: "+";
}

.counter-item span {
  display: block;
  margin-top: 10px;
  color: rgba(255, 255, 255, 0.84);
  font-weight: 700;
}

.success-stories {
  background:
    radial-gradient(circle at 0% 12%, rgba(232, 111, 81, 0.12), transparent 32%),
    radial-gradient(circle at 100% 0%, rgba(108, 99, 255, 0.12), transparent 30%),
    linear-gradient(180deg, var(--soft-blue), var(--white));
}

.success-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.success-card {
  overflow: hidden;
  background: var(--white);
  border: 1px solid rgba(207, 218, 232, 0.9);
  border-radius: 18px;
  box-shadow: var(--shadow-soft);
  transition: transform 180ms ease, box-shadow 180ms ease;
}

.success-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow);
}

.success-card img {
  width: 100%;
  height: 230px;
  object-fit: cover;
  display: block;
}

.success-card div {
  position: relative;
  padding: 26px;
}

.success-card div::before {
  content: "";
  position: absolute;
  left: 26px;
  right: 26px;
  top: -3px;
  height: 6px;
  background: linear-gradient(90deg, var(--blue-700), var(--gold-500));
  border-radius: 999px;
}

.success-card:nth-child(2) div::before {
  background: linear-gradient(90deg, var(--teal-500), var(--blue-700));
}

.success-card:nth-child(3) div::before {
  background: linear-gradient(90deg, var(--coral-500), var(--violet-500));
}

.success-card span {
  display: inline-block;
  margin-bottom: 12px;
  color: var(--gold-600);
  font-family: "Inter", sans-serif;
  font-size: 0.78rem;
  font-weight: 900;
  text-transform: uppercase;
}

.success-card h3 {
  margin-bottom: 10px;
  font-size: 1.22rem;
}

.success-card p {
  margin-bottom: 0;
  color: var(--muted);
}

.calculator,
.process {
  background:
    radial-gradient(circle at 12% 18%, rgba(22, 168, 161, 0.12), transparent 28%),
    radial-gradient(circle at 86% 24%, rgba(108, 99, 255, 0.1), transparent 30%),
    var(--soft-blue);
}

.section-heading {
  max-width: 720px;
  margin-bottom: 34px;
}

.section-heading.center {
  margin-inline: auto;
  text-align: center;
}

.calculator-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(320px, 1.1fr);
  gap: 28px;
  align-items: stretch;
}

.emi-form,
.emi-results,
.contact-form {
  padding: 28px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
}

.emi-results {
  background:
    linear-gradient(135deg, rgba(7, 27, 53, 0.97), rgba(18, 60, 105, 0.9)),
    var(--blue-950);
}

.emi-results div {
  background: rgba(255, 255, 255, 0.09);
  border-color: rgba(255, 255, 255, 0.14);
}

.emi-results span {
  color: rgba(255, 255, 255, 0.68);
}

.emi-results strong {
  color: var(--white);
}

.emi-form {
  display: grid;
  gap: 18px;
}

label {
  display: grid;
  gap: 8px;
  color: var(--blue-950);
  font-weight: 800;
}

input,
select,
textarea {
  width: 100%;
  min-height: 48px;
  padding: 12px 14px;
  color: var(--ink);
  background: var(--white);
  border: 1px solid #d7e2ef;
  border-radius: 6px;
  outline: 0;
  transition: border-color 180ms ease, box-shadow 180ms ease;
}

textarea {
  resize: vertical;
}

input:focus,
select:focus,
textarea:focus {
  border-color: var(--blue-700);
  box-shadow: 0 0 0 4px rgba(23, 99, 166, 0.12);
}

.emi-results {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}

.emi-results div {
  display: grid;
}

.emi-results strong {
  color: var(--blue-900);
  font-family: "Inter", sans-serif;
  font-size: clamp(1.35rem, 3vw, 2rem);
  line-height: 1.2;
}

.feature-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 18px;
}

.feature-card,
.service-card,
.blog-card,
.process-card {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  transition: transform 180ms ease, box-shadow 180ms ease, border-color 180ms ease;
}

.feature-card {
  padding: 24px 20px;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.98), rgba(248, 251, 255, 0.98)),
    var(--white);
  border-top: 4px solid var(--blue-700);
}

.feature-card:nth-child(2) {
  border-top-color: var(--gold-500);
}

.feature-card:nth-child(3) {
  border-top-color: var(--teal-500);
}

.feature-card:nth-child(4) {
  border-top-color: var(--coral-500);
}

.feature-card:nth-child(5) {
  border-top-color: var(--violet-500);
}

.feature-card:hover,
.service-card:hover,
.blog-card:hover,
.process-card:hover {
  transform: translateY(-5px);
  border-color: rgba(23, 99, 166, 0.26);
  box-shadow: var(--shadow);
}

.feature-icon,
.service-icon {
  display: grid;
  place-items: center;
  width: 48px;
  height: 48px;
  margin-bottom: 16px;
  color: var(--blue-900);
  background: linear-gradient(135deg, var(--blue-100), #fff8e2);
  border-radius: var(--radius);
  position: relative;
}

.feature-card h3,
.service-card h3,
.blog-card h3 {
  margin-bottom: 8px;
  font-size: 1.12rem;
}

.feature-card p,
.service-card p,
.blog-card p {
  margin-bottom: 0;
  color: var(--muted);
  font-size: 0.98rem;
}

.services {
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.96), rgba(241, 247, 253, 0.95)),
    radial-gradient(circle at 10% 10%, rgba(232, 111, 81, 0.08), transparent 26%),
    radial-gradient(circle at 90% 0%, rgba(22, 168, 161, 0.1), transparent 30%);
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}

.service-card {
  padding: 0 0 26px;
  position: relative;
  overflow: hidden;
  box-shadow: 0 16px 42px rgba(7, 27, 53, 0.08);
}

.service-media {
  position: relative;
  height: 158px;
  margin-bottom: 0;
  overflow: hidden;
}

.service-media::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(7, 27, 53, 0), rgba(7, 27, 53, 0.36));
}

.service-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transform: scale(1.02);
  transition: transform 350ms ease;
}

.service-card:hover .service-media img {
  transform: scale(1.08);
}

.service-card .service-icon,
.service-card h3,
.service-card p {
  margin-left: 24px;
  margin-right: 24px;
}

.service-card .service-icon {
  margin-top: -24px;
  border: 4px solid var(--white);
  box-shadow: 0 12px 26px rgba(7, 27, 53, 0.14);
}

.service-card::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--blue-700), var(--gold-500));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 220ms ease;
}

.service-card:nth-child(2n)::after {
  background: linear-gradient(90deg, var(--teal-500), var(--blue-700));
}

.service-card:nth-child(3n)::after {
  background: linear-gradient(90deg, var(--coral-500), var(--gold-500));
}

.service-card:nth-child(4n)::after {
  background: linear-gradient(90deg, var(--violet-500), var(--blue-700));
}

.service-card:hover::after {
  transform: scaleX(1);
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}

.process-card {
  position: relative;
  min-height: 230px;
  padding: 28px 24px;
  overflow: hidden;
}

.process-card::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(23, 99, 166, 0.08), rgba(199, 154, 50, 0.08));
  opacity: 0;
  transition: opacity 180ms ease;
}

.process-card:hover::before {
  opacity: 1;
}

.process-card span {
  position: relative;
  display: inline-grid;
  place-items: center;
  width: 44px;
  height: 44px;
  margin-bottom: 20px;
  color: var(--blue-950);
  background: var(--gold-100);
  border: 1px solid rgba(199, 154, 50, 0.34);
  border-radius: 50%;
  font-family: "Inter", sans-serif;
  font-weight: 900;
}

.process-card h3,
.process-card p {
  position: relative;
}

.process-card h3 {
  margin-bottom: 10px;
}

.process-card p {
  margin-bottom: 0;
  color: var(--muted);
}

.partners {
  background: var(--white);
}

.partner-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.partner-grid span {
  display: flex;
  align-items: center;
  gap: 12px;
  min-height: 88px;
  padding: 16px;
  color: var(--blue-950);
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.98), rgba(248, 251, 255, 0.98)),
    var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
  font-family: "Inter", sans-serif;
  font-weight: 800;
}

.partner-grid span::before {
  content: attr(data-bank);
  display: grid;
  place-items: center;
  flex: 0 0 44px;
  width: 44px;
  height: 44px;
  color: var(--white);
  background: linear-gradient(135deg, var(--blue-900), var(--blue-700));
  border-radius: 50%;
  font-size: 0.78rem;
  box-shadow: 0 10px 22px rgba(18, 60, 105, 0.16);
}

.partner-cta {
  padding-top: 0;
}

.cta-panel {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: 28px;
  padding: 42px;
  color: var(--white);
  background:
    linear-gradient(135deg, rgba(7, 27, 53, 0.96), rgba(18, 60, 105, 0.86), rgba(199, 154, 50, 0.5)),
    url("https://images.unsplash.com/photo-1521791136064-7986c2920216?auto=format&fit=crop&w=1400&q=78") center/cover;
  border-radius: 18px;
  box-shadow: var(--shadow);
}

.cta-panel h2,
.cta-panel p {
  color: var(--white);
}

.cta-panel h2 {
  margin-bottom: 10px;
}

.cta-panel p {
  margin-bottom: 0;
  color: rgba(255, 255, 255, 0.78);
}

.blog {
  background:
    radial-gradient(circle at 15% 0%, rgba(199, 154, 50, 0.12), transparent 30%),
    radial-gradient(circle at 86% 14%, rgba(22, 168, 161, 0.12), transparent 28%),
    var(--soft);
}

.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.blog-card {
  padding: 0 0 26px;
  overflow: hidden;
  box-shadow: var(--shadow-soft);
}

.blog-card img {
  width: 100%;
  height: 190px;
  object-fit: cover;
  margin-bottom: 22px;
}

.blog-card span,
.blog-card h3,
.blog-card p {
  margin-left: 26px;
  margin-right: 26px;
}

.blog-card span {
  display: inline-block;
  margin-bottom: 12px;
  color: var(--gold-500);
  font-family: "Inter", sans-serif;
  font-size: 0.78rem;
  font-weight: 800;
  text-transform: uppercase;
}

.contact-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(340px, 1fr);
  gap: 42px;
  align-items: start;
}

.contact {
  background:
    linear-gradient(90deg, rgba(7, 27, 53, 0.03), rgba(199, 154, 50, 0.04)),
    var(--white);
}

.contact-details {
  display: grid;
  gap: 12px;
  margin-top: 28px;
}

.contact-details a,
.contact-details span {
  display: block;
  padding: 14px 16px;
  color: var(--blue-900);
  background: var(--soft);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  font-weight: 800;
}

.contact-photo {
  position: relative;
  margin-top: 22px;
  overflow: hidden;
  border-radius: 18px;
  box-shadow: var(--shadow);
}

.contact-photo::after {
  content: "SJ Finance Support";
  position: absolute;
  left: 18px;
  bottom: 18px;
  padding: 9px 14px;
  color: var(--white);
  background: rgba(7, 27, 53, 0.78);
  border: 1px solid rgba(255, 255, 255, 0.24);
  border-radius: 999px;
  font-family: "Inter", sans-serif;
  font-size: 0.84rem;
  font-weight: 900;
  backdrop-filter: blur(10px);
}

.contact-photo img {
  width: 100%;
  height: 260px;
  object-fit: cover;
  display: block;
}

.contact-form {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}

.contact-form .full {
  grid-column: 1 / -1;
}

.form-note {
  grid-column: 1 / -1;
  margin: 0;
  color: var(--success);
  font-weight: 800;
}

.footer {
  padding-top: 64px;
  color: rgba(255, 255, 255, 0.82);
  background: var(--blue-950);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.35fr 0.7fr 0.7fr 0.8fr;
  gap: 36px;
}

.footer .brand-text strong,
.footer h3 {
  color: var(--white);
}

.footer .brand-text small,
.footer p {
  color: rgba(255, 255, 255, 0.7);
}

.footer p {
  max-width: 420px;
  margin: 18px 0;
}

.footer h3 {
  margin: 8px 0 16px;
  font-size: 1.05rem;
}

.footer a,
.footer span {
  display: block;
  margin-bottom: 10px;
  color: rgba(255, 255, 255, 0.74);
  font-weight: 600;
}

.footer a:hover,
.footer a:focus {
  color: var(--white);
}

.footer-whatsapp {
  display: inline-flex;
  margin-bottom: 0;
  padding: 9px 16px;
  color: var(--white);
}

.footer-bottom {
  margin-top: 42px;
  padding: 22px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.footer-bottom span {
  margin-bottom: 0;
  color: rgba(255, 255, 255, 0.64);
}

.floating-whatsapp {
  position: fixed;
  right: 22px;
  bottom: 22px;
  z-index: 50;
  display: grid;
  place-items: center;
  width: 58px;
  height: 58px;
  color: var(--white);
  background: var(--success);
  border-radius: 50%;
  box-shadow: 0 16px 34px rgba(24, 166, 99, 0.34);
  font-family: "Inter", sans-serif;
  font-weight: 800;
}

.floating-whatsapp svg {
  width: 32px;
  height: 32px;
  color: var(--white);
}

.icon,
.feature-icon,
.service-icon {
  flex: 0 0 auto;
}

.top-link .icon-phone {
  width: 19px;
  height: 19px;
  color: currentColor;
  stroke-width: 2.2;
}

.feature-icon::before,
.service-icon::before {
  content: "";
  width: 22px;
  height: 22px;
  border: 2px solid currentColor;
  border-radius: 4px;
}

.icon-percent::before {
  border-radius: 50%;
}

.icon-percent::after {
  content: "%";
  position: absolute;
  font-family: "Inter", sans-serif;
  font-size: 0.8rem;
  font-weight: 900;
}

.icon-clock::before {
  border-radius: 50%;
}

.icon-clock::after {
  content: "";
  position: absolute;
  width: 8px;
  height: 8px;
  border-left: 2px solid currentColor;
  border-bottom: 2px solid currentColor;
  transform: translate(2px, -2px);
}

.icon-map::before {
  border-radius: 50% 50% 50% 0;
  transform: rotate(-45deg);
}

.icon-file::before,
.icon-card::before {
  border-radius: 3px;
}

.icon-user::before {
  border-radius: 50%;
}

.icon-user::after {
  content: "";
  position: absolute;
  bottom: 12px;
  width: 24px;
  height: 10px;
  border: 2px solid currentColor;
  border-top: 0;
  border-radius: 0 0 14px 14px;
}

.icon-store::before,
.icon-home::before {
  transform: rotate(45deg);
}

.icon-home::after,
.icon-store::after {
  content: "";
  position: absolute;
  bottom: 12px;
  width: 20px;
  height: 14px;
  border: 2px solid currentColor;
  border-top: 0;
}

.icon-building::before {
  height: 26px;
}

.icon-key::before {
  border-radius: 50%;
}

.icon-key::after {
  content: "";
  position: absolute;
  right: 10px;
  bottom: 15px;
  width: 18px;
  height: 2px;
  background: currentColor;
}

.icon-car::before {
  width: 26px;
  height: 14px;
  border-radius: 7px 7px 4px 4px;
}

.icon-book::before {
  border-radius: 2px;
}

.icon-card::after {
  content: "";
  position: absolute;
  left: 14px;
  top: 19px;
  width: 20px;
  height: 2px;
  background: currentColor;
}

.reveal {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity 600ms ease, transform 600ms ease;
}

.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
  }
}

@media (max-width: 1040px) {
  .feature-grid,
  .service-grid,
  .process-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .partner-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .trust-strip__inner {
    grid-template-columns: repeat(3, 1fr);
  }

  .trust-strip span {
    grid-column: 1 / -1;
  }

  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 860px) {
  .section-pad {
    padding: 64px 0;
  }

  .container {
    width: min(100% - 28px, var(--container));
  }

  .hide-small {
    display: none;
  }

  .nav-toggle {
    display: block;
  }

  .nav-menu {
    position: absolute;
    left: 14px;
    right: 14px;
    top: calc(100% + 1px);
    display: grid;
    gap: 0;
    padding: 10px;
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    opacity: 0;
    pointer-events: none;
    transform: translateY(-8px);
    transition: opacity 180ms ease, transform 180ms ease;
  }

  .navbar {
    position: relative;
  }

  .nav-menu.is-open {
    opacity: 1;
    pointer-events: auto;
    transform: translateY(0);
  }

  .nav-menu a {
    padding: 12px;
    border-radius: 6px;
  }

  .nav-menu a:hover {
    background: var(--soft);
  }

  .nav-menu .nav-cta {
    margin-top: 6px;
    text-align: center;
  }

  .hero {
    min-height: auto;
  }

  .hero-grid,
  .split-grid,
  .calculator-grid,
  .contact-grid,
  .cta-panel {
    grid-template-columns: 1fr;
  }

  .hero-grid {
    gap: 34px;
    min-height: auto;
  }

  .hero-card {
    max-width: 520px;
  }

  .hero-dashboard {
    max-width: 560px;
  }

  .hero-lead-card {
    max-width: 580px;
  }

  .counters {
    grid-template-columns: repeat(2, 1fr);
  }

  .counter-item {
    border-right: 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.16);
  }

  .counter-item:nth-last-child(-n + 2) {
    border-bottom: 0;
  }

  .blog-grid {
    grid-template-columns: 1fr;
  }

  .cta-panel {
    padding: 30px;
  }

  .cta-panel .btn {
    width: fit-content;
  }
}

@media (max-width: 620px) {
  .top-bar__inner {
    justify-content: center;
    flex-wrap: wrap;
    padding: 8px 0;
  }

  .top-actions {
    width: 100%;
    justify-content: center;
  }

  .nav-inner {
    min-height: 68px;
  }

  .brand-mark {
    width: 42px;
    height: 42px;
  }

  .hero h1 {
    max-width: 350px;
    font-size: 2.12rem;
    text-wrap: auto;
  }

  .hero p {
    max-width: 335px;
    font-size: 1.02rem;
    overflow-wrap: break-word;
  }

  .hero-lead-card {
    padding: 22px;
  }

  .lead-form {
    grid-template-columns: 1fr;
  }

  .trust-strip {
    margin-top: -34px;
  }

  .trust-strip__inner {
    grid-template-columns: 1fr;
  }

  .trust-strip span,
  .trust-strip strong {
    min-height: 62px;
    border-right: 0;
    border-bottom: 1px solid var(--line);
  }

  .trust-strip strong:last-child {
    border-bottom: 0;
  }

  .hero-proof {
    grid-template-columns: 1fr;
  }

  .hero-proof div {
    border-right: 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.14);
  }

  .hero-proof div:last-child {
    border-bottom: 0;
  }

  .hero-actions .btn {
    width: 100%;
  }

  .trust-row span {
    width: 100%;
    text-align: center;
  }

  .hero-card {
    padding: 22px;
  }

  .hero-dashboard {
    padding: 18px;
  }

  .loan-ticket {
    padding: 20px;
  }

  .hero-stats,
  .dashboard-grid,
  .emi-results,
  .feature-grid,
  .service-grid,
  .process-grid,
  .partner-grid,
  .contact-form,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .counters {
    grid-template-columns: 1fr;
  }

  .counter-item:nth-last-child(-n + 2) {
    border-bottom: 1px solid rgba(255, 255, 255, 0.16);
  }

  .counter-item:last-child {
    border-bottom: 0;
  }

  .partner-grid span {
    min-height: 68px;
  }

  .floating-whatsapp {
    right: 16px;
    bottom: 16px;
    width: 54px;
    height: 54px;
  }
}

/* Premium responsive finishing layer */
.site-header {
  border-bottom: 1px solid rgba(7, 27, 53, 0.06);
}

.navbar {
  box-shadow: 0 16px 44px rgba(7, 27, 53, 0.06);
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.04), rgba(255, 255, 255, 0)),
    linear-gradient(90deg, rgba(199, 154, 50, 0.16), rgba(199, 154, 50, 0) 38%);
  pointer-events: none;
}

.hero-content .eyebrow {
  padding: 8px 0;
}

.hero-actions .btn {
  min-width: 148px;
  min-height: 54px;
}

.hero .btn-primary {
  box-shadow: 0 18px 40px rgba(199, 154, 50, 0.28);
}

.hero-lead-card {
  align-self: center;
}

.hero-lead-card input,
.hero-lead-card select {
  background: #fbfdff;
  border-color: #cfdae8;
}

.hero-lead-card .btn-primary {
  min-height: 54px;
  color: var(--white);
  background: linear-gradient(135deg, var(--blue-700), var(--blue-950));
  box-shadow: 0 16px 34px rgba(7, 27, 53, 0.2);
}

.section-heading h2,
.section-copy h2,
.contact-copy h2,
.cta-panel h2 {
  text-wrap: balance;
}

.feature-card,
.service-card,
.process-card,
.blog-card,
.partner-grid span,
.emi-form,
.emi-results,
.contact-form {
  border-color: rgba(207, 218, 232, 0.9);
}

.service-card,
.feature-card,
.process-card,
.blog-card {
  min-width: 0;
}

.service-card h3,
.feature-card h3,
.process-card h3,
.blog-card h3 {
  color: var(--blue-950);
}

.calculator-grid,
.contact-grid,
.split-grid {
  min-width: 0;
}

.lead-form .form-note:empty,
.contact-form .form-note:empty {
  display: none;
}

.lead-form .form-note:not(:empty),
.contact-form .form-note:not(:empty) {
  display: block;
  padding: 10px 12px;
  background: rgba(24, 166, 99, 0.1);
  border: 1px solid rgba(24, 166, 99, 0.22);
  border-radius: 6px;
}

@media (max-width: 1180px) {
  .nav-menu {
    gap: 18px;
  }

  .hero-grid {
    grid-template-columns: minmax(0, 1fr) minmax(360px, 0.78fr);
    gap: 38px;
  }

  .hero h1 {
    font-size: clamp(3rem, 6vw, 4.9rem);
  }

  .hero-lead-card {
    padding: 26px;
  }

  .feature-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .success-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 980px) {
  .hero {
    padding-top: 28px;
  }

  .hero-grid {
    grid-template-columns: 1fr;
    align-items: start;
    gap: 32px;
    padding-bottom: 56px;
  }

  .hero h1,
  .hero p {
    max-width: 760px;
  }

  .hero-lead-card {
    max-width: 680px;
  }

  .trust-strip {
    margin-top: -28px;
  }

  .calculator-grid,
  .split-grid,
  .contact-grid {
    grid-template-columns: 1fr;
  }

  .service-grid,
  .process-grid,
  .partner-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .feature-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .success-grid {
    grid-template-columns: 1fr;
  }

  .showcase-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .showcase-grid article:nth-child(even) {
    margin-top: 0;
  }

  .about-gallery {
    max-width: 680px;
  }
}

@media (max-width: 720px) {
  .section-pad {
    padding: 58px 0;
  }

  .top-bar__inner {
    min-height: 52px;
  }

  .nav-inner {
    min-height: 72px;
  }

  .brand-text strong {
    font-size: 1rem;
  }

  .hero {
    background-position: 58% center;
  }

  .hero-grid {
    padding-top: 28px;
    padding-bottom: 72px;
  }

  .hero h1 {
    max-width: 100%;
    font-size: clamp(2.15rem, 11vw, 3.35rem);
    line-height: 1.12;
  }

  .hero p {
    max-width: 100%;
  }

  .hero-proof {
    grid-template-columns: 1fr;
    max-width: 100%;
  }

  .hero-proof div {
    border-right: 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.14);
  }

  .hero-proof div:last-child {
    border-bottom: 0;
  }

  .lead-form,
  .service-grid,
  .process-grid,
  .partner-grid,
  .feature-grid,
  .success-grid,
  .blog-grid,
  .showcase-grid,
  .emi-results,
  .contact-form,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .showcase-grid article {
    min-height: 220px;
  }

  .about-gallery {
    grid-template-columns: 1fr;
    min-height: 0;
  }

  .about-gallery img,
  .about-gallery img:first-child {
    min-height: 220px;
    margin-top: 0;
  }

  .trust-strip__inner {
    grid-template-columns: 1fr;
  }

  .trust-strip span,
  .trust-strip strong {
    min-height: 58px;
    border-right: 0;
    border-bottom: 1px solid var(--line);
  }

  .trust-strip strong:last-child {
    border-bottom: 0;
  }

  .counter-band {
    background: var(--soft-blue);
  }

  .counters {
    grid-template-columns: 1fr;
  }

  .counter-item {
    border-right: 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.16);
  }

  .counter-item:last-child {
    border-bottom: 0;
  }
}

@media (max-width: 460px) {
  .container {
    width: min(100% - 24px, var(--container));
  }

  .top-link {
    font-size: 0.88rem;
  }

  .brand {
    gap: 10px;
  }

  .brand-mark {
    width: 40px;
    height: 40px;
  }

  .hero h1 {
    font-size: clamp(2rem, 10.5vw, 2.65rem);
  }

  .hero-actions {
    gap: 12px;
  }

  .hero-actions .btn {
    width: 100%;
  }

  .hero-proof div,
  .hero-lead-card,
  .emi-form,
  .emi-results,
  .contact-form,
  .feature-card,
  .process-card,
  .blog-card {
    padding: 20px;
  }

  .service-card {
    padding: 0 0 22px;
  }

  .service-card .service-icon,
  .service-card h3,
  .service-card p {
    margin-left: 20px;
    margin-right: 20px;
  }

  .service-media {
    height: 150px;
  }

  .blog-card {
    padding: 0 0 22px;
  }

  .blog-card span,
  .blog-card h3,
  .blog-card p {
    margin-left: 20px;
    margin-right: 20px;
  }

  .blog-card img {
    height: 170px;
  }

  .lead-card-head {
    align-items: flex-start;
  }

  .lead-card-foot {
    display: grid;
  }

  .section-heading h2,
  .section-copy h2,
  .contact-copy h2 {
    font-size: clamp(1.75rem, 9vw, 2.2rem);
  }

  .floating-whatsapp {
    width: 52px;
    height: 52px;
    right: 14px;
    bottom: 14px;
  }
}

/* Final polish overrides for the photo-rich premium version */
.emi-results strong {
  color: var(--white);
}

.emi-results span {
  color: rgba(255, 255, 255, 0.72);
}

.emi-results div {
  background: rgba(255, 255, 255, 0.09);
  border-color: rgba(255, 255, 255, 0.16);
}

@media (max-width: 860px) {
  .hero-lead-card {
    padding: 0 24px 24px;
  }

  .lead-visual {
    margin-left: -24px;
    margin-right: -24px;
  }
}

@media (max-width: 620px) {
  .hero-badge-row span {
    flex: 1 1 calc(50% - 10px);
    text-align: center;
  }

  .hero-lead-card {
    padding: 0 20px 22px;
  }

  .lead-visual {
    min-height: 168px;
    margin-left: -20px;
    margin-right: -20px;
  }

  .lead-visual img {
    height: 178px;
  }

  .success-card img {
    height: 190px;
  }
}

@media (max-width: 420px) {
  .hero-badge-row span {
    flex-basis: 100%;
  }
}